Unfortunately, most scammers will accept your payment right away. Click “ Cancel” under the payment and then “ Cancel Payment.”.Find the payment (it should say “pending” and “ hasn’t accepted yet”).If your transaction is listed as “pending” (meaning your payment hasn’t yet been processed), you can cancel it and get a refund. How to cancel a pending payment if you think you’re being scammed Requesting chargebacks through your credit card.Using PayPal’s Purchase Protection plan.The good news is that PayPal has policies in place to protect you against most types of fraud.ĭepending on the type of scam, you can try to get your money back by: The bad news is that both buyers and sellers can get scammed on PayPal. □ Related: What To Do If You’ve Been Scammed Online & How To Report It → Were You Scammed on PayPal? Here’s How To Get Your Money Back Try Aura’s 14-day free trial for immediate protection while you’re most vulnerable. If a scammer tries to access your accounts or finances, Aura can help you take action before it’s too late. Aura’s top-rated identity theft protection monitors all of your most sensitive personal information, online accounts, and finances for signs of fraud. Consider signing up for identity theft protection.Or, use Aura’s one-click credit lock to instantly lock and unlock your Experian credit file. Contact each of the major credit bureaus to request a credit freeze. A credit freeze (or credit lock) stops fraudsters from opening new accounts or taking out loans in your name. An identity theft protection service like Aura can monitor your credit and statements for you and alert you to any signs of fraud. Check for the warning signs of identity theft - such as strange charges on your bank statement or accounts you don’t recognize. Scammers are almost always after your financial accounts. Regularly check your credit report and bank statements.Always slow down and check for signs it’s a scam - such as a generic greeting, typos and weird grammar, and suspicious links. Cybercriminals will try to create a sense of urgency in their emails to get you to act quickly (for example, claiming you’ll be charged money if don’t verify your password). Make sure that any email comes from an official “” email address. Scammers use lookalike email addresses to fool you into thinking you’re dealing with an official PayPal representative. Make sure you follow these best practices whenever you use PayPal: But that doesn’t mean it’s always safe to use. PayPal is one of the more secure payment apps out there. Don’t Get Scammed! How To Protect Yourself From PayPal Scams Try Aura’s #1-rated identity theft protection free for 14 days to secure your identity against scammers. ✅ Take action: If scammers have your email address, your bank, social media, and online accounts could be at risk. While no payment platform can claim to be 100% secure, PayPal spends millions on digital security measures to protect its users - from SSL data encryption to stop hackers from intercepting payments to fraud monitoring and security keys (their version of two-factor authentication).īut scammers know that no amount of digital security can protect against you getting tricked. Yes, PayPal is a secure way to send and receive money. So, what should you do if you get scammed on PayPal? And what common PayPal scams should you be looking out for? Is It Safe To Use PayPal? And its protection features can’t help you if a scammer steals your identity. Even worse, the company recently disclosed that : Close to 35,000 PayPal users had their accounts hacked in January of 2023.Īnd while PayPal’s payment protection can help keep you safe, it doesn’t guarantee you’ll get your money back if you get scammed. Even if you don’t fall for a phishing scam, you could receive a fake product, pay for an item that never arrives, or be targeted by the many other types of scams that use PayPal. Getting scammed on PayPal is a nightmare situation. By 2023, e-commerce losses due to online payment fraud is expected to reach $48 billion. And once they gained access to her PayPal account, they emptied out hundreds of dollars.ĭolores is not the only person to get scammed by an online payment method like PayPal. Only PayPal didn’t send her the email - scammers did. So when she got an email about fraudulent activity on her account, she quickly clicked on the link to update her password. I Got Scammed on PayPal! What Can I Do About It?ĭelores Reed was a longtime PayPal user.
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